Category: Mortgage


Interest Rates to Remain Low Until 2023

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If you’ve been paying attention, interest rates have been historically low this year. In a statement to the press mid-month, Federal Reserve Chair Jerome Powell announced that the Fed would most likely not raise interest rates until at least 2023. This decision was made to help the economy recover as we continue working through the [...]

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Is the Economic Recovery Beating All Projections?

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Earlier this year, many economists and market analysts were predicting an apocalyptic financial downturn that would potentially rattle the U.S. economy for years to come. They immediately started to compare it to the Great Depression of a century ago. Six months later, the economy is still trying to stabilize, but it is evident that the [...]

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Pre-qualification, pre-approval, fully underwritten pre-approval: What are the differences?

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Pre-qualification, pre-approval, fully underwritten pre-approval: What are the differences? Are all of them necessary or just some? While aspects of pre-qualifications and pre-approvals are similar, there are some key differences. Pre-Qualification This is just an estimate to get an idea of what mortgage you can probably afford. A mortgage pre-qualification is generally quick to get, [...]

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Can I Sell My Home After Two Years?

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Are you wondering if you can sell your home after only two years? The answer is: Absolutely! Many homeowners are able to sell their home and walk away with a profit in two short years. We’ve seen about a 11% increase in home values in the last two years in Rochester. What that means is [...]

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Do I need to be pre-approved for a home loan, and what does that mean?

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You hear a lot of talk about pre-approval for a home loan – but what does that mean, and does it apply to you? Beth has the answer. Find more helpful real estate tips here. [...]

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