Unless you are a cash buyer, settling on the amount you will pay for a home isn’t always as simple as agreeing to pay the listing price. If you are applying for a home loan, you have to get an appraisal. So what is an appraisal for? When do you have to get an appraisal? [...]
Pre-qualification, pre-approval, fully underwritten pre-approval: What are the differences? Are all of them necessary or just some? While aspects of pre-qualifications and pre-approvals are similar, there are some key differences. Pre-Qualification This is just an estimate to get an idea of what mortgage you can probably afford. A mortgage pre-qualification is generally quick to get, [...]
Are you wondering if you can sell your home after only two years? The answer is: Absolutely! Many homeowners are able to sell their home and walk away with a profit in two short years. We’ve seen about a 11% increase in home values in the last two years in Rochester. What that means is [...]
“I believe that unarmed truth and unconditional love will have the final word in reality. This is why right, temporarily defeated, is stronger than evil triumphant.”-Martin Luther King Jr. As a member of the Enclave Team and a resident of South Minneapolis, I wanted to reflect on the events of the past two weeks. My [...]
Due to the ongoing pandemic, summer looks a lot different than many of us probably expected. Extra time at home might have you pondering a move now or in the future, or have you creating a to-do list of projects to improve and enhance the space you’re in. If either is true for you, consider [...]
Rochester is an exciting place to live. Whether you’re raising a family, spending time individually, or ready to meet the fine folks who live here — you’ve arrived at a fantastic place to call home. Culture Rochester is a vibrant community made up of people from all walks of life, enjoying a multitude of entertainment [...]